Is AMERICAN SAVINGS BANK fraud?

• Monthly Maintenance Fees: Customers often report charges for monthly maintenance fees on their accounts.
• ATM Fees: Using non-network ATMs can lead to charges that users may overlook.
• Overdraft Fees: Transactions that go beyond available balance frequently result in overdraft charges.
• Subscription Services: Automatic payments for services like streaming or apps can cause unexpected charges.
• Account Alerts: Fees for text or email alerts may surprise users who opt-in for notifications.
• Wire Transfer Fees: Sending or receiving wire transfers often incurs additional costs.
• Foreign Transaction Fees: Users traveling abroad might see charges from transactions made with foreign currency.
• Check Cashing Fees: Cashing checks at the bank may come with fees that aren't immediately clear.
• Card Replacement Fees: Lost or stolen card replacements can lead to charges.
• Loan Payments: Users with loans may get charged fees if payments are late or if there are insufficient funds.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the asbhawaii.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the asbhawaii.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with asbhawaii.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.