Is AMERICAN SAVINGS BANK HAWAII fraud?

• Monthly Maintenance Fees: Many users report being charged a monthly fee for maintaining their accounts, especially if they do not meet certain balance requirements.
• ATM Fees: Charges may appear due to using ATMs outside of the bank's network, resulting in additional fees that users may not anticipate.
• Overdraft Fees: Customers frequently mention overdraft fees when they spend more than their available balance.
• Transaction Fees: Some accounts incur fees for exceeding a certain number of transactions in a month.
• Foreign Transaction Fees: Users traveling abroad have noted charges related to card usage in foreign currencies.
• Subscription Services: Charges may arise from subscriptions linked to the account, such as streaming services or other recurring payments.
• Check Returns: Fees can also occur if a check is returned due to insufficient funds.
• Wire Transfer Fees: Customers have reported being charged for both sending and receiving wire transfers.
• Card Replacement Fees: If a user needs to replace a lost or stolen debit card, there may be a fee associated with the replacement.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the asbhawaii.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the asbhawaii.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with asbhawaii.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.