Is Reinstatement Fee fraud?

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The Guide to Understanding Why You Were Charged By “Reinstatement Fee” and What To Do About It (cancelmyforeclosure.com)

Bella Khan, Subscription Cancellation Expert

Published February 1, 2026

Last updated February 1, 2026

1 min read

What is "Reinstatement Fee"?

CancelMyForeclosure.com helps homeowners stop foreclosure by guiding them through the necessary steps to save their homes. They offer services like subscription plans that can help with payments and legal advice tailored to your situation. If you're getting billed by them, it’s likely for ongoing support as you work to keep your home safe. Here’s what the Reinstatement Fee statement descriptor means:

Reinstatement: This means you are restoring something that was previously canceled or inactive. In this context, it refers to bringing an account or service back to its active state.
Fee: This is the amount of money that you are being charged for a specific service. In this case, it's the charge for reinstating your account or service.

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which Chargeback can help you find by searching your email accounts.

Chargeback helps you identify unwanted subscriptions and charges, and help you fight them to get your money back.

Why do people get charges like this from stop a foreclosure?

Subscription fees: Some users may inadvertently sign up for recurring services that are billed monthly.
Initial fees for consultation: Charges for initial consultation services provided to assess foreclosure options.
Service fees for document preparation: Costs associated with preparing necessary legal documents to halt foreclosure proceedings.
Escrow fees: Charges related to managing payments or funds held in escrow during the process of stopping foreclosure.
Transaction fees: Fees linked to payment processing when making payments through the service.
Inadequate communication: Some users reported misunderstandings about the service terms, leading to unexpected charges.
Upgrades or premium services: Fees for accessing enhanced features or additional legal advice that were not initially disclosed.
Refund processing fees: If users request a refund, additional charges may apply for processing their request.

If I see this charge, what should I do?

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the cancelmyforeclosure.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the cancelmyforeclosure.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with cancelmyforeclosure.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

stop a foreclosure Customer Service Info

If you need assistance, here's how you can get in touch with stop a foreclosure's support team.

Phone

The phone is not available.

support@cancelmyforeclosure.com

Site

https://cancelmyforeclosure.com/contact-us/

Disclaimer

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.

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What other ways do charges from stop a foreclosure show up?

CANCELMYFORECLOSURE STOPFORECLOSURE-SERVICE FORECLOSURE-ASSISTANCE-FEE CANCELLATION-OF-FORECLOSURE-CHARGE FORECLOSURE-HELP-CO REVERSE-FORECLOSURE-PAYMENT LEGAL-FEE-FORECLOSURE PAYMENT-FOR-FORECLOSURE-AVOIDANCE PROPERTY-RESCUE-FEE DEBT-RELIEF-FOR-FORECLOSURE

The Easiest Way to Cancel stop a foreclosure

If you're frustrated trying to cancel your subscription, membership, or bill from stop a foreclosure—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we'll take care of the rest.