Is CITIZENS BANK ATM fraud?

• Monthly account maintenance fees for certain account types, which may not be waived depending on balance or terms.
• ATM fees incurred when using out-of-network ATMs, which can add up quickly.
• Wire transfer fees for both domestic and international transfers that some users might not be aware of.
• Overdraft fees resulting from overdrawing an account, which is a common issue highlighted by users.
• Subscription services linked to the account, unintentionally processed due to saved payment information.
• Merchant charges for purchases made with the debit card that may be misrecognized or not immediately evident.
• Check fees for ordering checks or fees for returned checks that customers might not have anticipated.
• Payment processing fees if using electronic payments that come with associated costs.
• Service fees related to specific account features, such as overdraft protection or account subscriptions.
• Insufficient funds fees which occur when trying to complete transactions without having enough balance.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the citizensbanktx.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the citizensbanktx.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with citizensbanktx.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.