Is CITIZENS BANK fraud?

• Automatic Payments: Customers often set up recurring payments for services like utilities, insurance, or subscriptions, leading to unexpected charges.
• Subscriptions: Charges for services like streaming platforms or app subscriptions can appear on bank statements.
• Overdraft Fees: When an account goes below zero, Citizens Bank may charge fees for overdrafts.
• ATM Fees: Using non-affiliated ATMs can result in fees charged by either the ATM operator or Citizens Bank.
• Merchant Holds: Some merchants place holds on funds for larger purchases, which can temporarily reflect as charges.
• Unauthorized Transactions: Users may notice charges from fraud or unauthorized access to their accounts, leading to confusion.
• Account Maintenance Fees: Certain accounts may have monthly fees if specific criteria are not met.
• Transaction Fees: International or specific types of transactions may incur additional charges.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the citizensbanktx.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the citizensbanktx.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with citizensbanktx.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.