Is Citizens First Bank Deposit fraud?

• Monthly Maintenance Fees: Customers may be charged regular account maintenance fees if they do not meet certain criteria like minimum balance requirements.
• ATM Fees: Withdrawals from non-network ATMs can incur fees, which may appear on their statements.
• Overdraft Fees: If a transaction exceeds the available balance, overdraft fees may apply.
• Account Services: Charges for services like wire transfers, stop payments, or check orders can lead to additional fees.
• Subscription Services: Customers have reported being charged for recurring subscription services linked to their bank account.
• Merchant Transactions: Purchases made at various merchants can show up as charges that some users do not recognize immediately.
• Foreign Transaction Fees: Transactions made in other currencies can also incur extra charges.
• Returned Deposits: Fees can result from bounced checks or returned deposits due to insufficient funds.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the citizensfb.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the citizensfb.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with citizensfb.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.