Is Citizens First Bank Online fraud?

• Monthly account maintenance fees: Customers may see regular charges for maintaining their accounts.
• Overdraft fees: Charges when the account balance goes below zero.
• ATM fees: Fees for using ATMs outside of the network.
• Transaction fees: Charges for certain transactions, especially for international transactions.
• Subscription services: Fees for services such as credit monitoring or identity protection that some customers sign up for.
• Merchant purchases: Charges from purchases made using the bank’s debit or credit cards.
• Wire transfer fees: Costs associated with sending or receiving wire transfers.
• Loan payments: Automatic deductions for personal loans, mortgages, or credit cards.
• Service charges: Fees for additional services like printing bank statements or account research.
• Late payment fees: Charges for delayed payments on loans or credit accounts.
• Check fees: Fees for ordering checks or for returned checks.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the citizensfb.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the citizensfb.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with citizensfb.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.