Is Citizens First Bank Withdrawal fraud?

• Monthly Account Maintenance Fees: Some users reported regular monthly service charges for account maintenance that they weren't aware of when opening the account.
• ATM Withdrawal Fees: Customers mentioned incurring fees for using ATMs outside of the bank's network, adding charges for each transaction.
• Overdraft Fees: Accounts that go into negative balance often face overdraft fees, which can accumulate quickly.
• Subscription Services: Users have noted charges stemming from automatic payments linked to subscriptions they may have forgotten about.
• Online Purchases: Some customers experienced charges from online shopping that they did not recognize due to similar merchant names.
• Wire Transfer Fees: Fees for initiating or receiving wire transfers can lead to unexpected charges noted by some users.
• Foreign Transaction Fees: Customers traveling abroad incurred fees for purchases made in foreign currencies, which were unexpected.
• Returned Check Fees: Some users faced charges for checks they wrote being returned for insufficient funds.
• Account Dormancy Fees: Accounts that remain inactive for a prolonged period may incur dormancy fees.
• Credit Card Charges: Users mentioned confusion over credit card issuances by the bank that led to unexpected charges on their accounts.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the citizensfb.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the citizensfb.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with citizensfb.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

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The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

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