Is CREDIT UNION 1 BRANCH fraud?

• Monthly Fees: Some customers report being charged regular monthly service fees for account maintenance.
• ATM Fees: Users have mentioned additional charges when using out-of-network ATMs, despite being part of a larger network.
• Subscription Services: Charges from recurring subscription services linked to their debit or credit card, which were overlooked or forgotten.
• Overdraft Fees: Customers may incur charges due to overdrafts on their accounts when spending exceeds available funds.
• Wire Transfer Fees: Fees associated with outgoing or incoming wire transfers have been reported by several users.
• Transaction Fees: Some users have experienced unexpected fees for specific transactions or services.
• Maintenance Fees: Accounts that do not meet minimum balance requirements might incur maintenance fees.
• Credit Card Annual Fees: Customers using CU1 credit cards might see annual fees charged to their accounts.
• Loan Processing Fees: Charges related to processing loans or mortgages have also been mentioned.
• Inactive Account Fees: Accounts with no activity over a prolonged period may be charged inactivity fees.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the creditunion1.org via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the creditunion1.org refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with creditunion1.org, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.