Is "EFX Financial Services" fraud?

The Guide to Understanding Why You Were Charged By “EFX Financial Services” and What To Do About It (efxfinancialservices.com)

Published

August 31, 2025

Updated

November 5, 2025

What is "EFX Financial Services"?

EFX Financial Services helps individuals manage their bills and subscriptions easily. They offer tools for tracking expenses and making payments, so you might see charges from them if you’re using their services to streamline your finances. It’s a handy way to keep everything organized without the hassle of dealing with multiple bills separately.

EFX: This is likely part of the company name or brand identifier for the services being provided, letting you know which company the transaction is associated with.
Financial Services: This indicates that the company specializes in money-related activities, such as banking, investing, or financial advice.

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which Chargeback can help you find by searching your email accounts.

Chargeback helps you identify unwanted subscriptions and charges, and help you fight them to get your money back.

Why do people get charges like this from efxfinancialservices?

Pricing: EFX Financial Services typically charges a fee based on the type of service rendered, with estimates ranging from $500 to several thousand dollars depending on the complexity of the work required.

Reasons Users Mention Why They Charge by EFX Financial Services:

Personalized Advice: Users appreciate the tailored financial strategies designed to meet their specific needs.
Expertise: Many users highlight the extensive experience and qualifications of the financial advisors.
Comprehensive Services: Users mention value in the wide array of services offered, including retirement planning, investment advice, and tax strategies.
Transparency: Customers often note that fee structures are clearly explained, making it easier to understand costs.
Customer Support: High-quality customer service and support are frequently praised by users, justifying the fees charged.
Proven Results: Positive testimonials regarding increases in investment returns or savings reinforce users’ willingness to pay for services.
Regular Reviews: Users value ongoing portfolio reviews and updates, which many feel justify ongoing charges.
Convenience: The ability to handle all financial matters in one place is seen as a time-saving benefit.

If I see this charge, what should I do?

if you see this charge and aren’t expecting it, you have various options.

First, try to contact the efxfinancialservices.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the efxfinancialservices.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with efxfinancialservices.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

efxfinancialservices Customer Service Info

If you need assistance, here's how you can get in touch with efxfinancialservices's support team.

Disclaimer

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.

Phone

The phone is not available.

support@efxfinancialservices.com

Site

https://www.efxfinancialservices.com/contact-us

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What other ways do charges from efxfinancialservices show up?

Efx Financial Services EFX Financial EFXFS EFX Financial Services LLC EFX Service Charge EFX Monthly Fee

The Easiest Way to Cancel efxfinancialservices

If you're frustrated trying to cancel your subscription, membership, or bill from efxfinancialservices—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we'll take care of the rest.