Is EquiTrust Trust Fund fraud?

• Subscription Services: Many users report being charged for recurring subscriptions they signed up for, often without clear communication about renewal terms.
• Payment Processing Fees: Some customers encountered unexpected fees related to transactions, possibly linked to processing charges for services provided.
• Account Maintenance Fees: Users have mentioned monthly or annual fees for account management, which can appear if they maintain a certain balance or account type.
• Investment Products: Charges related to investments or financial products offered by EquiTrust can occur, particularly if the customer initially opted in for specific services.
• Transaction Fees: Participants in various discussions noted being charged transaction fees during financial activities, which may not have been clearly disclosed during the onboarding process.
• Insurance Premiums: Customers engaged with horse or life insurance products have reported regular premium deductions that can appear as charges from EquiTrust.
• Renewal Charges: Charges for renewing existing services or products without adequate notifications prior to the renewal date have been a common complaint.
• Service Upgrades: Some users found charges resulting from upgrades or changes to services they did not fully understand or recall agreeing to.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the equitrust.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the equitrust.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with equitrust.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.