What is "FABT ATM Withdrawal"?
First American Bank and Trust (FABT) is a friendly banking option that offers personal and business accounts, loans, and helpful financial services. They also provide online banking tools for easy bill payments and subscriptions, which is why you might see charges from them on your statement. If youâre using their ATMs, your withdrawal details will display as FABT, so you know exactly where your money went.
- FABT: The name of the financial institution or bank that processed your transaction.
- ATM: Indicates that the transaction was conducted at an Automated Teller Machine, which is a machine that allows you to withdraw cash, check balances, and perform other banking tasks.
- Withdrawal: This part tells you that the transaction involved taking money out of your account.
Verify With Receipt
The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which Chargeback can help you find by searching your email accounts.
Chargeback helps you identify unwanted subscriptions and charges, and help you fight them to get your money back.
Why do people get charges like this from First American Bank and Trust?
- Monthly maintenance fees: Regular charges for account management services.
- ATM fees: Charges incurred when using out-of-network ATMs.
- Overdraft fees: Fees applied when account balances drop below zero due to transactions.
- Subscription services: Automatic payments for linked services like streaming or apps.
- Merchant charges: Authorized purchases made using the debit or credit card linked to the bank account.
- Wire transfer fees: Costs associated with sending or receiving wire transfers.
- Loan payments: Debits for personal or business loan repayments.
- Account closures: Fees that may apply when closing an account before a certain period.
- Fraudulent transactions: Unrecognized charges from unauthorized use of the account.
- Foreign transaction fees: Additional costs for purchases made in foreign currencies.
If I see this charge, what should I do?
If you see this charge and arenât expecting it, you have various options.
First, try to contact the fabt.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.
If the fabt.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with fabt.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.
If this sounds like too much of a hassle, you can have Chargeback do it for you.
First American Bank and Trust Customer Service Info
Disclaimer
Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.
The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.
Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.
Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a companyâs terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.
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