Is First American Bank Payment fraud?

• Monthly account maintenance fees: Customers may be charged regular fees for maintaining their accounts.
• ATM usage fees: Fees could apply when using ATMs outside of the First American Bank and Trust network.
• Overdraft fees: Charges may occur if customers exceed their account balance.
• Subscription services: Charges could result from linked subscriptions that use the bank account for payments.
• Wire transfer fees: Customers may incur fees for sending or receiving wire transfers.
• Check processing fees: Some accounts might charge for processing checks that exceed a certain number.
• Loan payments: Customers could see charges related to monthly payments on loans or credit products.
• Foreign transaction fees: Charges may apply for transactions conducted in foreign currencies.
• Insufficient funds fees: Fees arise when a transaction is attempted without enough funds in the account.
• Service charges for premium accounts: Specialized accounts may have higher fees for additional services offered.
• Fraud alerts or account protection services: Optional services for increased security could come with a fee.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the fabt.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the fabt.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with fabt.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.