Is First American Bank Transfer fraud?

• Monthly Subscription Fees: Customers may see charges related to ongoing fees for various subscription services linked to their accounts.
• ATM Fees: Charges related to withdrawals from ATMs not owned by First American Bank and Trust may appear.
• Overdraft Fees: Users could incur fees if they exceed their account balance, resulting in overdraft charges.
• Merchant Transactions: Personal purchases made at different retailers or online platforms can result in charges showing up from FABT.
• Service Charges: Fees for account maintenance or services such as wire transfers are common sources of charges.
• Recurring Bill Payments: Automated bill payments set up with various companies can lead to regular deductions.
• Loan Payments: If the customer has taken out a loan, repayment charges may appear in their bank statements.
• Insurance Premiums: Payments for any insurance policies linked to the bank may show up as charges.
• Foreign Transaction Fees: Charges for transactions made while traveling abroad or in foreign currencies can occur.
• Fees for Additional Services: Charges for specialized banking services like financial advisory or personal banking may be applied.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the fabt.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the fabt.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with fabt.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.