Is HeartlandPay fraud?

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The Guide to Understanding Why You Were Charged By “HeartlandPay” and What To Do About It (heartlandpayroll.com)
Bella Khan, Subscription Cancellation Expert
Published February 1, 2026
Last updated February 1, 2026
1 min read

What is "HeartlandPay"?

  • HeartlandPay: The name of the payment processor or service being used for the transaction.
  • Merchant Name: The name of the business or seller where the purchase was made.
  • Transaction Type: Indicates what type of transaction it was, such as a purchase or refund.
  • Account Type: This may reference the type of account used for the payment, such as a debit or credit account.
  • Date and Time: The specific date and time when the transaction occurred.
  • Reference Number: A unique number assigned to the transaction for tracking and verification purposes.
  • Masked Card Number: A partially hidden version of the card number used for security, showing only some of the digits.

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Why do people get charges like this from heartland payroll?

If I see this charge, what should I do?

heartland payroll Customer Service Info

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What other ways do charges from heartland payroll show up?

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Anonymous User
  1. 01 What is HeartlandPay ?
  2. 02 Verify With Receipt
  3. 03 Why do people get charges like this from heartland payroll ?
  4. 04 heartland payroll Customer Service Info
  5. 05 Disclaimer
  6. 06 What other ways do charges from heartland payroll show up?
  7. 07 The Easiest Way to Get a heartland payroll Refund
  8. 08 Comments
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