Is Investment Charge fraud?

• Subscription Fees: Customers often report being charged recurring fees for a subscription they may have signed up for unintentionally or forgot to cancel.
• Account Maintenance Charges: Some users mention being billed for maintenance of their annuity accounts, which are typically outlined in the terms and conditions.
• Purchase of Products: Charges related to the purchase of additional products or features related to their annuity, which might not have been clear at the time of purchase.
• Service Fees: Users have noted charges for various services provided, such as financial consultations or management fees that are assessed periodically.
• Transaction Fees: Some customers experienced charges for transactions linked to their annuity accounts, which could be for withdrawals or exchanges that incurred a fee.
• Inactivity Fees: Reports have indicated that accounts with no activity might incur charges if they fall below a required activity threshold.
• Transfer or Rollover Fees: Customers have mentioned being charged fees when transferring their annuity to another institution or rolling it over into another investment.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the independence-associates.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the independence-associates.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with independence-associates.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.