Is KEYBANK ATM fraud?

• Monthly maintenance fees: Some accounts may incur a monthly fee if the balance falls below a certain threshold.
• ATM withdrawal fees: Charges can arise from using out-of-network ATMs, leading to additional fees on top of your withdrawal amount.
• Overdraft fees: If an account is overdrawn, customers may face charges for insufficient funds or overdrafts.
• Foreign transaction fees: Purchases made outside the U.S. or in foreign currencies might incur extra charges.
• Subscription services: Recurring payments for services like streaming, software, or memberships may appear as transactions from KeyBank.
• Payment processing fees: Some transactions, especially business-related, may have additional processing fees attached.
• Wire transfer fees: Sending money via wire transfer could result in a charge for the service.
• Check processing fees: Fees could be applied for personal or business checks depending on the account type.
• Account inactivity fees: Accounts that remain inactive for a specified period may incur charges.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the key.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the key.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with key.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.