What is "Lucky Charm"?
Lucky Charm 401 is a fun and easy way to manage your subscriptions and bills all in one place! They offer services to help you track your payments, find great deals, and manage recurring charges. If you see a charge from them, it’s likely for a subscription you’ve signed up for, which makes keeping track of your spending super simple!
- Lucky Charm: The name of the store or business where you made a purchase.
- Transaction Type: A description of the type of purchase you made, indicating it was a payment at this business.
- Date: The date when the transaction took place, so you know when you made the purchase.
- Time: The specific time of day when the transaction occurred, giving you more details about your spending.
- Location: The physical address or area where the purchase happened, helping you remember exactly where you shopped.
- Transaction Amount: The total money spent during the purchase, showing you how much was charged to your account.
- XXXX-XXXX: Part of your payment card number that is masked for security, protecting your personal information.
Verify With Receipt
The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which Chargeback can help you find by searching your email accounts.
Chargeback helps you identify unwanted subscriptions and charges, and help you fight them to get your money back.
Why do people get charges like this from lucky charm 401?
- Subscription Services: Many users report being automatically enrolled in subscription services after signing up for a free trial, leading to recurring charges.
- In-App Purchases: Charges may originate from in-app purchases made within Lucky Charm 401’s offerings, which some users may not have clearly understood.
- Hidden Fees: Some customers have highlighted experiencing unexpected fees associated with transactions or services used, which were not clearly disclosed.
- Premium Features: Accessing premium features often requires additional payments, leading users to be charged if they opt for these enhancements.
- Multiple Accounts: Users may inadvertently create multiple accounts, resulting in charges being attributed to different accounts without their realization.
- Delayed Billing: Some users indicated that a delay in billing could lead to charges appearing unexpectedly weeks after initial use.
- Credit Card Info Saved: If users saved their payment information, charges could occur from previous engagements even if the user thought they had canceled.
- Promotional Offers: Participating in promotions that require credit card information may lead to charges if the terms are not fully understood.
If I see this charge, what should I do?
If you see this charge and aren’t expecting it, you have various options.
First, try to contact the luckycharm401.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.
If the luckycharm401.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with luckycharm401.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.
If this sounds like too much of a hassle, you can have Chargeback do it for you.
lucky charm 401 Customer Service Info
Disclaimer
Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.
The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.
Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.
Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.
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