Is NJDOL Benefits fraud?

• Overpayment Recovery: Some users reported charges due to the recovery of overpaid unemployment benefits, where the state deducts amounts previously disbursed in error.
• Fees for Services: Charges might appear if individuals have signed up for certain employment services or support programs that have associated fees.
• Card Usage Fees: Users noted charges related to the use of debit cards issued for unemployment benefits, which may include maintenance or transaction fees.
• Tax Withholdings: Some individuals received charges that were actually tax deductions or withholdings from their unemployment benefits for federal or state taxes.
• Fraud Investigation: Charges may arise if there are investigations into potential fraud involving a user’s unemployment claim, resulting in unexpected fees.
• Subscriptions to Job Services: Certain job placement services might prompt charges if users inadvertently subscribe or opt into premium services.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the myunemployment.nj.gov via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the myunemployment.nj.gov refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with myunemployment.nj.gov, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

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The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.