Is NJ Unemployment Insurance fraud?

• Overpayment - Customers may see charges due to overpayments made during their unemployment benefits, which need to be repaid.
• Benefit Adjustments - Adjustments to previous claims or benefits recalculated leading to unexpected charges.
• Fees for Services - Charges for services like phone support or online filing that may have been unintentionally agreed to.
• Fraudulent Claims - If a fraudulent claim is connected to a customer's information, it might result in unexplained charges.
• Change in Eligibility - Changes in eligibility status that trigger charges for benefits already received.
• Subscriptions - Some users report being charged for third-party subscription services related to employment assistance or resume building.
• Tax Withholdings - Federal or state tax withholdings applied to unemployment benefits might appear as charges.
• Payment Errors - Mistakes in processing payments can lead to erroneous charges shown on the account.
• Reinstatement Fees - Fees connected to the reinstatement of claims or appeals on previously denied benefits could also be misconstrued as charges.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the myunemployment.nj.gov via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the myunemployment.nj.gov refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with myunemployment.nj.gov, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.