Is NBKC Bank fraud?

• Monthly Fees: Some users report charges related to maintenance or monthly account fees, depending on the type of account they opened.
• ATM Fees: Charges may occur when using non-NBKC ATMs, as fees from other banks might be applied.
• Overdraft Fees: Customers might encounter overdraft fees if they spend more than their available balance.
• Subscription Services: Users have noted recurring charges linked to subscriptions or services they signed up for using their bank account.
• Merchant Transactions: Charges may stem from purchases made at various merchants that use NBKC for payment processing.
• International Transaction Fees: Fees may appear for transactions made in foreign currencies or outside the U.S.
• Card Replacement Fees: Some reported fees for replacing lost or stolen debit cards.
• Wire Transfer Fees: Charges may apply for sending or receiving wire transfers, particularly international ones.
• Check Ordering Fees: Users might see charges for ordering checks through the bank.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the nbkc.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the nbkc.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with nbkc.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.