Is ODJFS CU fraud?

• Subscriptions: Customers may be charged for recurring subscriptions linked to their accounts, such as streaming services or software.
• Online Purchases: Charges can occur from online shopping, including retail sites or apps, if users forget about pending transactions.
• Membership Fees: Some accounts might have associated membership fees for services or clubs.
• Loan Payments: Any outstanding loan payments due to the credit union may appear as charges.
• ATM Fees: Using out-of-network ATMs might incur fees, which can show up as charges.
• Monthly Maintenance Fees: Depending on account type, there may be monthly fees charged for account maintenance.
• Inactivity Fees: Accounts that remain inactive for a period could be charged an inactivity fee.
• Overdraft Charges: If an account is overdrawn, fees may be assessed for the transaction.
• Service Fees: Fees for specific services, such as wire transfers or check orders, may also lead to charges.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the odjfscu.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the odjfscu.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with odjfscu.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.