Is Patria Lending fraud?

• Membership Fees: Many users report being charged recurring fees for subscriptions they signed up for, often without fully understanding the terms.
• Loan Origination Fees: Customers have mentioned one-time fees associated with the processing of loans they applied for through PatriaLending.
• Service Charges: Charges can arise from additional services that customers might opt into, such as credit monitoring or financial advice.
• Payment Processing Fees: Some users have noted unexpected charges related to payment processing for loans or services.
• Automatic Renewals: Users have expressed surprise at being charged automatically for memberships or services that renew without prior notice.
• Account Maintenance Fees: Certain users have reported fees that were charged regularly to maintain their accounts.
• Late Fees: Customers often encounter charges due to late payments on loans or services.
• Interest Charges: As with any lending service, customers incur interest on borrowed amounts, which can lead to higher charges than anticipated.
• Failed Transactions: Some users have described being charged for failed transactions due to insufficient funds or other issues.
• Trial Period Conversions: Users reported being charged after a free trial period ended, often unaware that they had enrolled in a paid service.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the patrialending.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the patrialending.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with patrialending.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.