Is RBF CREDIT UNION fraud?

• Monthly Account Fees: Some users report regular charges for monthly maintenance fees on certain accounts, especially if minimum balance requirements are not met.
• ATM Fees: Charges may apply if customers use ATMs outside the RBFI network, leading to additional fees from both RBFI and the ATM owner.
• Overdraft Fees: Users have mentioned being charged overdraft fees when they spend more than their account balance.
• Subscription Services: Some customers see charges that result from automatic renewals or subscriptions linked to their debit or credit cards.
• Merchant Transactions: Charges appear from purchases made at various merchants, which can sometimes be confusing if users do not recognize the merchant name on their statement.
• International Transaction Fees: Customers have noted additional fees for transactions made in foreign currencies or using their card abroad.
• Loan Payments: People report charges related to their loan payments, including interest or late fees when payments are missed.
• Service Fees: Certain services like wire transfers or check orders may incur additional fees.
• Returned Item Fees: When checks or payments bounce, customers may incur fees associated with returned items.
• Account Maintenance Charges: If account qualifications are not met, maintenance or service charges may apply.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the rbfcu.org via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the rbfcu.org refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with rbfcu.org, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.