Is Realtime Closing Fees fraud?

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The Guide to Understanding Why You Were Charged By “Realtime Closing Fees” and What To Do About It (realtimeclosings.com)

Bella Khan, Subscription Cancellation Expert

Published February 1, 2026

Last updated February 1, 2026

1 min read

What is "Realtime Closing Fees"?

Realtime Closings helps make your home buying or refinancing process easier by providing services like digital document handling and seamless communication with lenders. If you're a consumer, you might see a bill from them for subscription services that assist in tracking and managing your closing costs. It's all about making your experience smoother, cutting down on back-and-forth while keeping everything organized. Here's what you might see in your Realtime Closing Fees statement descriptor:

Realtime: This indicates that the transaction is processed immediately, meaning your payment is completed right away rather than being delayed.
Closing: Refers to fees charged at the end of a billing cycle or when finalizing account balances.
Fees: This is a charge for a particular service or transaction, which can vary based on the type of service provided.

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which Chargeback can help you find by searching your email accounts.

Chargeback helps you identify unwanted subscriptions and charges, and help you fight them to get your money back.

Why do people get charges like this from Realtime Closings?

Subscription Fees: Users may have unknowingly subscribed to a recurring service that charges periodically.
Document Fees: Fees associated with obtaining or processing real estate documents can lead to unexpected charges.
Service Charges: Charges for various services related to closing transactions, such as title searches or escrow services.
In-app Purchases: Some users reported charges linked to optional in-app features or access to premium services.
Transaction Fees: Fees that might apply to specific transactions or processing that the user did not anticipate.
Account Setup Charges: Charges for setting up an account or initial user verification might occur without clear communication.
Missed Cancelation: Customers may have missed cancellation windows for services leading to automatic renewals and resultant charges.
Customer Support Fees: Some experiences noted unexpected charges for customer service support or assistance with transactions.

If I see this charge, what should I do?

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the realtimeclosings.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the realtimeclosings.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with realtimeclosings.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Realtime Closings Customer Service Info

If you need assistance, here's how you can get in touch with Realtime Closings's support team.

Phone

The phone is not available.

support@realtimeclosings.com

Site

https://realtimeclosings.com/contact-us/

Disclaimer

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.

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What other ways do charges from Realtime Closings show up?

REALTIME CLOSING SERVICES RTC CLOSINGS CLOSING FEES REIMBURSEMENT RE05 REALTIME CLOSINGS REACCESS CLOSINGS RTC MORTGAGE SERVICES REALESTATE CLOSINGS REALESTATE TRANSACTION REALTIME CLOSING FEE RE006 DDA REALTIME

The Easiest Way to Cancel Realtime Closings

If you're frustrated trying to cancel your subscription, membership, or bill from Realtime Closings—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we'll take care of the rest.