Is SPFCU fraud?

• Monthly Fees: Users often report charges related to their account maintenance fees, which some accounts may have.
• Overdraft Charges: Customers have mentioned fees incurred when their account goes into overdraft due to purchases exceeding their available balance.
• ATM Fees: Charges from using non-network ATMs, where users incur additional fees imposed by other banks.
• Subscription Services: Some users reported charges for subscriptions linked to their accounts, such as streaming services or software renewals.
• Transfer Fees: Fees associated with outgoing wire transfers or external transfers to other banks can be a source of unexpected charges.
• Loan Payments: Automated payments for loans taken from the credit union may reflect charges on users' accounts.
• Fraudulent Activity: Cases of unauthorized transactions may lead to questions and confusion about unexpected charges, prompting customers to investigate.
• Service Fees: Charges related to specific services, such as account setup or special transactions, can also be a reason for unexpected fees.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the securityplusfcu.org via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the securityplusfcu.org refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with securityplusfcu.org, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.