Is SecurityPlus Federal Credit Union fraud?

• Monthly Account Maintenance Fees - Many users have reported regular fees for maintaining accounts, especially if minimum balance requirements are not met.
• Overdraft Charges - Customers often incur fees when they spend more than their available balance, leading to overdraft penalties.
• ATM Fees - Using out-of-network ATMs can result in additional charges, as noted by multiple users who were unaware of the network fees.
• Subscription Payments - Some people mentioned recurring charges for subscriptions linked to their accounts, like monthly service fees for financial tools or other online services.
• Loan Payment Fees - If users have taken out loans, they may see charges related to late payments or processing fees.
• Service Fees for Wire Transfers - Charges for sending or receiving wire transfers have been frequently discussed among users who needed to move money quickly.
• Foreign Transaction Fees - Customers traveling abroad might unexpectedly see charges for transactions made in foreign currencies.
• Returned Checks - Users have experienced fees associated with checks that could not be processed due to insufficient funds.
• Online Purchase Declines - Transactions that are denied may still generate temporary charges before being reversed, causing confusion.
• Insurance Fees - Some customers have reported being charged for optional insurance products linked to their accounts or loans.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the securityplusfcu.org via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the securityplusfcu.org refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with securityplusfcu.org, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.