Is LOBA fraud?

• Subscription Services: Customers may sign up for a subscription that automatically renews, leading to recurring charges.
• Hidden Fees: Some users report encountering additional charges not clearly stated at the point of sale.
• Trial Periods: Users who sign up for free trials might get charged if they forget to cancel before the trial ends.
• Products Purchased: Charges may come from purchasing items directly from the shop's website, which can include shipping and handling fees.
• Membership Fees: Some reports indicate unexpected membership fees for premium services or benefits.
• Unwanted Add-ons: Charges may occur due to inadvertently selecting add-on services during the purchasing process.
• Inactivity Fees: In some cases, users mention being charged for not utilizing their subscriptions or accounts for a certain period.
• Currency Conversion Fees: International customers sometimes face extra charges due to currency conversion, especially if not aware of the policy.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the shoploba.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the shoploba.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with shoploba.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.