Is Simple Cash Funding fraud?

The Guide to Understanding Why You Were Charged By “Simple Cash Funding” and What To Do About It (simplecashtitleloans.com)

Bella Khan, Subscription Cancellation Expert

Published February 2, 2026

Last updated February 2, 2026

1 min read

What is "Simple Cash Funding"?

Simple Cash Title Loans helps people get quick cash by using their vehicle title as collateral. They offer a straightforward application process so you can get the money you need without a lot of hassle. If you're seeing charges from them, it’s likely related to your loan payments or subscription services they provide to help manage your financing options.

Simple: This suggests that the transaction is straightforward or easy to understand, with no complicated processes involved.
Cash: This indicates that the funding or transaction is happening in cash, meaning physical money rather than an electronic transfer or credit.
Funding: This refers to providing money or resources, implying that cash is being added to an account or being used for a specific purpose.

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which Chargeback can help you find by searching your email accounts.

Chargeback helps you identify unwanted subscriptions and charges, and help you fight them to get your money back.

Why do people get charges like this from simple cash title loans?

Loan Processing Fees: Customers may encounter charges related to the initial processing of their loan applications.
High-Interest Rates: The nature of title loans often includes high-interest rates, leading to more significant charges over time.
Late Payment Fees: If payments are missed or delayed, additional late fees may accrue.
Subscription Services: Some users report sign-ups for services that they were unaware of, resulting in recurring charges.
Insurance Requirements: Certain loans might require the purchase of insurance which can lead to unexpected costs.
Title Transfer Fees: Fees associated with transferring the car title to the lender's name during the loan period.
Additional Services: Options for added services such as roadside assistance may result in extra charges if not canceled in time.
Payment Processing Fees: Charges may apply to certain payment methods used for making loan repayments.
Loan Renewal Fees: Customers who unable to pay back the loan on time might face renewal fees if they choose to extend their loan term.

If I see this charge, what should I do?

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the simplecashtitleloans.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the simplecashtitleloans.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with simplecashtitleloans.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

simple cash title loans Customer Service Info

If you need assistance, here's how you can get in touch with simple cash title loans's support team.

Phone

The phone is not available.

support@simplecashtitleloans.com

Site

https://simplecashtitleloans.com/contact-us/

Disclaimer

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.

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What other ways do charges from simple cash title loans show up?

SIMPLECASHTITLELOANS SCTL LOAN PAYMENT SIMPLE CASH LOAN CASH TITLE LENDERS TITLE LOAN PAYMENT SCTL PAYMENT CSCASH TITLE LOANS SIMPLECASHTITLE CASH TITLE PAYMENT SCTL TRANSACTION SIMPLECASHTITLELOANS.COM SIMPLE CASH TITLE LOANS LLC

The Easiest Way to Cancel simple cash title loans

If you're frustrated trying to cancel your subscription, membership, or bill from simple cash title loans—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we'll take care of the rest.