Is Spruce Co fraud?

• Subscription Fees: Users have noted ongoing charges related to monthly or annual subscriptions for services offered by Spruce.
• In-App Purchases: Some customers have reported charges stemming from in-app purchases made within the Spruce platform.
• Service Fees: Users may see charges for specific services utilized, such as expedited processing or additional features.
• Account Maintenance Fees: Certain features or services may incur maintenance fees that are charged periodically.
• Transaction Fees: Charges may apply related to financial transactions or processing payments through Spruce.
• Promotional Offers: Some users have experienced unexpected charges after accepting promotional offers that later rolled into paid services.
• Family or Group Accounts: If part of a shared account, users might incur charges from family members’ or group usage without realizing it.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the spruce.co via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the spruce.co refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with spruce.co, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.