Is ST MARYS BK fraud?

• Monthly Maintenance Fees: Customers may see charges due to standard monthly account maintenance fees depending on their account type.
• ATM Fees: Charges can occur when customers use ATMs outside of the St. Mary's Bank network.
• Overdraft Fees: Transactions that exceed the available balance can lead to overdraft fees.
• Foreign Transaction Fees: Charges may apply for transactions made in foreign currencies or outside the U.S.
• Subscription Services: Customers might forget about recurring subscription services linked to their account.
• Wire Transfer Fees: Fees may be charged for sending or receiving wire transfers.
• Check Printing Fees: Customers may incur fees for ordering personalized checks.
• Account Inactivity Fees: Long periods of inactivity on certain accounts can lead to charges.
• Loan Payment Fees: Some loan payments or associated services may result in additional charges.
• Bounced Check Fees: Fees apply when a check cannot be processed due to insufficient funds.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the stmarysbank.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the stmarysbank.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with stmarysbank.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.