Is ST MARYS BK LOAN fraud?

• Monthly Maintenance Fees: Some accounts may have a monthly fee if specific balance requirements are not met.
• ATM Fees: Using ATMs outside of the St. Mary's Bank network may incur additional charges.
• Overdraft Fees: Accounts may be charged if there are insufficient funds to cover transactions.
• Wire Transfer Fees: Sending or receiving wire transfers usually incurs a fee.
• Subscription Payments: Users may forget about automatic payments linked to their account for services they signed up for.
• Check Fees: Certain check orders may come with a fee.
• Foreign Transaction Fees: Charges may apply for purchases made in foreign currencies.
• Loan Payments: Fees could arise from missed or late loan payments.
• Account Research Fees: Fees for special requests to track down transaction history or reconcile accounts.
• Card Replacement Fees: There may be a charge for replacing lost or stolen debit cards.
• Service Fees: Fees for additional services like safe deposit boxes or notary services.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the stmarysbank.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the stmarysbank.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with stmarysbank.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.