Is TBOBANK fraud?

• Monthly Fees: Customers may incur monthly maintenance fees for certain account types.
• ATM Charges: Withdrawals from ATMs not affiliated with TBO Bank can result in additional fees.
• Overdraft Fees: Customers may face penalties for overdrawing their accounts.
• Subscription Services: Charges could originate from automated payments for services linked to their accounts.
• Late Payment Fees: Credit card users might see charges for late payments on their bills.
• Foreign Transaction Fees: Purchases made outside the home country can trigger extra charges.
• Merchant Holds: Temporary holds may appear from merchants, sometimes resembling actual charges.
• Online Purchases: Direct purchases from websites or apps could lead to unexpected charges.
• Payment Processing Fees: Some transactions, especially business-related ones, may have processing fees attached.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the tbobank.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the tbobank.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with tbobank.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.