Is "TF Home Loans" fraud?

The Guide to Understanding Why You Were Charged By “TF Home Loans” and What To Do About It (tfhomeloans.com)

Published

August 26, 2025

Updated

October 19, 2025

What is "TF Home Loans"?

TF Home Loans focuses on helping people with home financing options, making the process easier for those looking to buy or refinance their homes. They offer various mortgage products and a subscription service for ongoing support throughout the life of the loan. If you see a charge from them, it's likely related to your mortgage payments or a subscription service for managing your home loan.

TF: This is typically the company or program identifier, which helps you know who is involved in the transaction.
Home Loans: This part indicates the type of service offered, in this case, mortgage or home loan services related to buying or refinancing a home.

Verify With Receipt

The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which Chargeback can help you find by searching your email accounts.

Chargeback helps you identify unwanted subscriptions and charges, and help you fight them to get your money back.

Why do people get charges like this from tfhomeloans?

Pricing:

TF Home Loans typically offers competitive rates varying based on credit score, loan amount, and market conditions.

Competitive Mortgage Rates: Borrowers often mention that TF Home Loans provides rates lower than many competitors.
Transparent Fees: Users appreciate the clarity about origination fees and closing costs upfront.
Customized Loan Solutions: Many comments highlight the tailored approach to different borrower needs, ensuring appropriate pricing structures.
Quick Pre-Approval Process: Clients value the efficiency in getting pre-approved, which can reduce overall costs.
Flexible Repayment Options: Borrowers note that various repayment plans help mitigate monthly payment amounts.
Good Communication: Positive feedback about their customer service can lead to understanding all costs associated with loans.
Discounts for Referrals: Users have noted programs that reward referrals, impacting overall loan cost.
Lock-in Rates: Experiences shared indicate satisfaction with the ability to lock in rates for a set period.
Special Programs for First-Time Buyers: Some rates and fees are adjusted for first-time homebuyers, making mortgages more affordable.
Online Tools: Users value online calculators and resources that help clarify potential costs and outcomes.

If I see this charge, what should I do?

if you see this charge and aren’t expecting it, you have various options.

First, try to contact the tfhomeloans.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the tfhomeloans.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with tfhomeloans.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

tfhomeloans Customer Service Info

If you need assistance, here's how you can get in touch with tfhomeloans's support team.

Phone

877-388-1395

support@tfhomeloans.com

Site

https://tfhomeloans.com/contact/

Get help with your refund

"This app saved me $127 in minutes"

What other ways do charges from tfhomeloans show up?

TF Home Loans tfhomeloans.com TF Mortgage Services TF Home Loans Payment tfhomeloans TF Loan Payment TF Home Loans Processing Fee TF Grant Services

The Easiest Way to Cancel tfhomeloans

If you're frustrated trying to cancel your subscription, membership, or bill from tfhomeloans—or if you didn't even realize you were being charged—Chargeback can help. Chargeback is a personal subscription manager that automatically detects hidden, recurring charges like Netflix, Hulu, and hundreds of others. With one click, we can cancel unwanted subscriptions, flag suspicious billing, and even initiate refund requests on your behalf. No more waiting on hold or navigating confusing help pages. Just connect your bank or email account, and we'll take care of the rest.

Start reclaiming your money today with Chargeback

Submit a refund request with Chargeback

Comments (0)

Anonymous User

Editorial Note: The content on this site is provided for general informational purposes only and reflects the independent research, opinions, and editorial judgment of Chargeback’s team. While we strive to ensure accuracy and relevance, the information may contain errors, omissions, or become outdated. Nothing on this site constitutes legal, financial, or professional advice, and we do not guarantee the effectiveness or outcome of any guidance provided. Individual results may vary depending on specific circumstances.

Chargeback is not affiliated with, endorsed by, or sponsored by any of the companies, brands, or services mentioned on this site. All trademarks, service marks, and logos are the property of their respective owners and are used here solely for identification and informational purposes, consistent with principles of fair use.

Use of our site and tools does not create a professional or client relationship and does not guarantee any particular result. We encourage users to do their own research and consult with qualified professionals when making decisions.