Is TCR fraud?

• Subscription Services: Users may unknowingly sign up for a monthly or yearly subscription during a free trial period, leading to charges once the trial ends.
• Credit Monitoring: Some customers report being billed for credit monitoring services that they didn't realize were part of their sign-up process.
• Account Setup Fees: Charges may include one-time fees for setting up an account or accessing specific features.
• Product Purchases: Users might purchase reports or analytics related to their credit history, leading to direct charges.
• Changing Plans: Some reports indicate that users switched plans, resulting in unexpected charges from the new subscription tier.
• Multiple Accounts: Individuals sometimes find charges on their statements due to having multiple accounts associated with the service.
• Family or Joint Accounts: Charges may arise from services accessed through family or joint accounts that the user did not actively manage or monitor.
• Renewal Fees: Automatic renewal of a subscription without adequate notification can lead to unexpected charges after the initial term ends.
• Inactivity Fees: Some experiences mention inactivity fees if an account remains dormant for an extended period.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the thecreditreview.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the thecreditreview.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with thecreditreview.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.