What is "SCRATCH PLAN PAYMENT"?
The Scratch Plan is a service that helps you organize and manage your subscriptions or bills in one place. It makes it easier to track what you owe and when, so you donât miss any payments. You might see a charge from them if you signed up for their plan to keep everything sorted out. In a nutshell, it's all about helping you stay on top of your monthly expenses.
- SCRATCH PLAN: The name of the service or product you are paying for, likely related to a plan for warranty, insurance, or protection.
- PAYMENT: Indicates that this transaction is a payment, meaning you are giving money to settle for a service or subscription related to the Scratch Plan.
Verify With Receipt
The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which Chargeback can help you find by searching your email accounts.
Chargeback helps you identify unwanted subscriptions and charges, and help you fight them to get your money back.
Why do people get charges like this from thescratchplan?
- Monthly Subscriptions: Many users report being charged for ongoing subscriptions that they may not have intended to continue after a trial period.
- Forgotten Free Trials: Users sometimes forget to cancel free trials, leading to automatic charges once the trial period expires.
- In-app Purchases: Charges may stem from in-app purchases made within the Scratch Plan platform, which can be easy to overlook.
- Premium Features: Some customers may opt for premium features which incur additional costs, leading to unexpected charges.
- Multiple Accounts: Users with multiple accounts might forget about charges associated with secondary accounts.
- Payment Method Issues: Users may experience issues with their payment methods resulting in unexpected reattempts of charges.
- Billing Cycles: Confusion over billing cycles can lead to users not realizing when they will be charged again.
- Promotions and Upsells: Users report being upsold to additional services or premiums during sign-up processes, causing unexpected charges.
- Family Sharing Plans: Some may enroll in family plans and incur charges associated with usage by family members.
- Errors or Duplicate Charges: Occasionally, users report being charged multiple times due to technical errors or double billing.
If I see this charge, what should I do?
If you see this charge and arenât expecting it, you have various options.
First, try to contact the thescratchplan.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.
If the thescratchplan.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with thescratchplan.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.
If this sounds like too much of a hassle, you can have Chargeback do it for you.
thescratchplan Customer Service Info
Disclaimer
Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.
The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.
Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.
Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a companyâs terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.
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