Is TOMOKA INC fraud?

• Subscriptions: Users may have unknowingly signed up for a subscription service on Tomoka, leading to recurring charges each month, which some find difficult to cancel.
• One-time Purchases: Charges can occur if a user made a single purchase for products or services, such as coffee, merchandise, or digital contents.
• Free Trials: Some users reported being charged after a free trial that converted to a paid subscription if not canceled in time.
• Additional Fees: Additional fees may apply for shipping, handling, or other service-related charges that are added during the checkout process.
• Account Management Fees: Users have mentioned charges related to account management or processing fees that weren't clearly outlined during signup.
• Inactivity Charges: There are instances where users reported charges attributed to account inactivity after a set period, as per the company's policy.
• Promotional Codes: Some customers unintentionally activated recurring charges linked with promotional codes or initial offers that weren’t fully disclosed.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the tomoka.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the tomoka.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with tomoka.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.