Is "CARD RECHARGE" fraud?

• Subscriptions: Users might unknowingly sign up for recurring subscriptions that automatically charge their card.
• In-app Purchases: Customers could make purchases within apps or games that utilize Topup as a payment method.
• Service Fees: Certain services accessed through Topup might have associated fees that lead to charges.
• Trial Periods: Some subscriptions may offer a trial period before charging begins without clear notifications.
• Linked Accounts: Charges may stem from linked accounts where payments are processed via Topup.
• Merchant Errors: Users may experience double-billing or errors from merchants leading to unexpected charges.
• Family Sharing: Charges can occur if family members use a shared payment method for various subscriptions or purchases.
• Subscriptions Being Overlooked: Users may forget about previous subscriptions leading to unexpected charges.
• Promotional Offers: Sometimes promotional offers convert into paid services automatically.
• Currency Conversion Fees: If payments are processed in different currencies, conversion fees may appear as additional charges.

if you see this charge and aren’t expecting it, you have various options.

First, try to contact the topup.cards via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the topup.cards refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with topup.cards, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.