Is "TOPUP.CARDS" fraud?

• Subscriptions: Customers often forget about auto-renewing subscriptions linked to their topup.cards account, leading to unexpected charges.
• In-app Purchases: Users frequently make in-app purchases within mobile games or apps, which can be charged directly to their topup.cards balance.
• Online Services: Various online services, like streaming platforms or cloud storage, may charge monthly fees that are automatically deducted.
• Failed Transactions: Sometimes, failed transactions might result in pending charges which can appear as a temporary deduction from their balance.
• Fraudulent Activity: In some cases, unauthorized transactions can occur if account security is compromised, leading to unexpected charges.
• Service Fees: Certain services might apply additional fees that users might not be aware of, contributing to overall charges.
• Currency Conversion Fees: If transactions involve foreign currency, conversion fees may apply, resulting in higher charges.
• Account Maintenance Charges: Occasionally, accounts may incur maintenance charges if they remain inactive for an extended period.

if you see this charge and aren’t expecting it, you have various options.

First, try to contact the topup.cards via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the topup.cards refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with topup.cards, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.