Is UPI fraud?

• Subscriptions - Customers may be charged for recurring subscriptions to services that use UnionPay for payment processing.
• Online Purchases - Charges could result from recent online shopping, especially on international websites that utilize UnionPay.
• Travel Services - Users might see charges related to travel bookings, such as flights or hotel reservations, processed through UnionPay.
• Freemium Services - Payments for trial versions of apps or services that convert to paid plans after the trial ends.
• International Transactions - Users making purchases abroad may receive charges via UnionPay foreign transaction fees.
• Gaming Services - Charges can arise from in-game purchases in mobile or online games that accept UnionPay.
• Unauthorized Transactions - Some users report unexpected charges due to potential fraud or unauthorized use of their payment information.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the unionpayintl.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the unionpayintl.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with unionpayintl.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.