Is United Bank fraud?

• Monthly Fees: Customers may be charged monthly maintenance fees for certain types of accounts if minimum balance requirements are not met.
• ATM Fees: Charges can occur for using non-United Bank ATMs or for exceeding the number of free transactions.
• Overdraft Fees: If an account goes below zero, users may incur overdraft charges.
• Returned Item Fees: Fees for bounced checks or returned transactions can appear on account statements.
• Wire Transfer Fees: Sending or receiving wire transfers may incur a fee.
• Subscription Services: Automatic withdrawals for services linked to the bank account may lead to unexpected charges.
• Point of Sale Transactions: Charges from purchases made with debit or credit cards linked to United Bank accounts.
• Loan Payments: Customers with loans may see charges related to monthly payments or late fees.
• Account Maintenance: Fees associated with account inactivity or services like check printing and bank statements.
• Fraud Alerts: In some cases, unusual activity may result in temporary holds or fees related to fraud prevention measures.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the unitedbank.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the unitedbank.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with unitedbank.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.