Is United Bank Fees fraud?

• Subscription Services: Customers may be charged for recurring subscriptions linked to their accounts, such as streaming services or software.
• Overdraft Fees: If a customer's account balance falls below zero, they could incur overdraft fees.
• ATM Fees: Using out-of-network ATMs can lead to additional charges from United Bank.
• Foreign Transaction Fees: Transactions made in foreign currencies might attract additional fees.
• Monthly Maintenance Fees: Some accounts may have a monthly fee unless certain conditions are met.
• Wire Transfer Fees: Fees may apply for sending or receiving wire transfers.
• Late Payment Fees: Charges may be applied for delayed payments on loans or credit cards.
• Returned Checks: Fees can occur for checks that bounce due to insufficient funds.
• Account Maintenance: Some accounts may have inactive or maintenance fees if not used for a period.
• Merchant Transactions: Businesses might charge the account for purchases made, including online or in-store transactions.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the unitedbank.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the unitedbank.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with unitedbank.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.