Is United Bank Mobile Deposit fraud?

• Monthly Maintenance Fees: Customers may incur charges for account maintenance if they fail to meet certain balance requirements.
• Overdraft Fees: Charges often arise when account holders spend more than their available balance.
• ATM Fees: Using out-of-network ATMs can lead to fees for withdrawals or balance inquiries.
• Foreign Transaction Fees: International purchases may attract additional charges.
• Online Banking Services: Some services may come with fees, such as wire transfers or certified checks.
• Subscription Services: Users might be charged for recurring payments linked to services or memberships they signed up for.
• Loan Servicing Fees: Individuals with loans might encounter charges related to servicing those loans.
• Inactivity Fees: Accounts that have not seen transactions for a prolonged period can incur charges.
• Paper Statement Fees: Opting for paper statements instead of electronic ones could result in charges.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the unitedbank.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the unitedbank.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with unitedbank.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.