Is United Bank Purchase fraud?

• Monthly Maintenance Fees: Some accounts incur a monthly fee if minimum balance requirements are not met.
• Overdraft Fees: Transactions that exceed account balance could lead to overdraft charges.
• ATM Fees: Using non-network ATMs may result in additional charges.
• Foreign Transaction Fees: Purchases made abroad can attract extra fees.
• Subscription Services: Automated payments for services linked to the bank account.
• Wire Transfer Fees: Sending or receiving wire transfers might incur charges.
• Paper Statement Fees: Requesting physical bank statements may result in monthly fees.
• Card Replacement Fees: Fees for replacing lost or damaged debit/credit cards.
• Loan Processing Fees: Charges for processing loan applications or services.
• Service Charges for Specific Transactions: Certain transactions, like cashier's checks, may come with fees.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the unitedbank.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the unitedbank.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with unitedbank.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.