Is WSL Funding fraud?

• Loan Origination Fees: Customers may see charges related to the origination fees for the loans provided by West Side Lending, which are standard in the lending industry.
• Monthly Interest Payments: Borrowers could see regular charges reflecting the interest on their loans, which accrue monthly.
• Subscription Services: Some users reported being charged for subscription-based services that they might have inadvertently signed up for while applying for loans.
• Additional Fees: There may be miscellaneous charges such as processing fees, late payment fees, or returned payment fees included in customer statements.
• Account Maintenance Fees: Users might incur charges for maintaining their loan accounts or managing services linked to their borrowing arrangement.
• Unintentional Clicks: Customers have noted being charged due to accidental agreement to terms or opting into services as part of the application process.
• Trial Period Charges: Some customers experienced charges after a trial period for certain financial services they believed were free initially.
• Auto-Renewals: Users have mentioned being charged due to automatic renewals of services or agreements they did not actively manage or cancel.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the westsidelend.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the westsidelend.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with westsidelend.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.