Is WSL Loan Payment fraud?

• Subscription Services: Customers may have signed up for a recurring service or membership that results in monthly charges.
• Loan Processing Fees: Many users report charges related to the processing or origination of loans that they applied for or received.
• Transaction Fees: If customers used a payment service offered by West Side Lending, they might see transaction fees applied.
• Late Payment Fees: A number of users mention being charged late fees if they missed payment deadlines on their loans.
• Account Maintenance Charges: Some customers have noted fees for maintaining their accounts, especially if there are additional services involved.
• Product Purchases: If customers purchased products or services directly from West Side Lending, those transactions could appear as charges.
• Promotions or Trials: Users sometimes report being billed after a free trial period ended without cancellation or failure to read the terms of promotional offers.
• Incorrect Charges: There are instances of users mentioning accidental or unauthorized charges, often needing resolution through customer service.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the westsidelend.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the westsidelend.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with westsidelend.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.