Can I Cancel VSP Vision Care at Any Time?

VSP Vision Care typically allows cancellation within the first 30 days after receipt of membership materials, during which you can get a full refund minus a processing fee. However, after this period, there may be a minimum contract period (often 12 months) that can act as a lock-in preventing immediate cancellation. If you cancel early, you might be responsible for payments or fees related to services or materials received, so be cautious of potential early cancellation penalties or contract terms that restrict canceling at any time.

Why Do People Cancel VSP Vision Care?

High monthly premiums compared to the perceived value of benefits.Limited coverage benefits beyond eye exams and a small allowance for contact lenses.Better pricing available for contacts and glasses outside the VSP network, especially online vendors.Inconvenient restrictions such as only being able to use certain partners like Eyeconic for contact lens allowances.Lack of clear communication regarding out-of-network reimbursement options and coverage details.Annual contracts requiring users to commit for a year, making early cancellation difficult or costly.Customer dissatisfaction with the value received versus the cost, leading to plans being perceived as not worth it.Employer or plan changes causing members to lose coverage or switch plans through their HR departments.Non-payment issues potentially leading to automatic plan cancellation.

What Information Do I Need to Cancel VSP Vision Care?

Member IDFirst and last name of the primary memberDate of birth of the primary memberAddress (may be required or requested in written requests)Email address (optional but sometimes requested)Phone number (optional but sometimes requested)Coverage or policy details (such as plan type, effective date of the plan)Last 4 digits of the primary member’s SSN (sometimes requested for verification)Termination reason (may be needed for cancellations)Written cancellation request detailing your intent to cancel

What Should I Know Before Cancelling VSP Vision Care?

Before cancelling your VSP Vision Care subscription, it's important to know that your coverage will end, and you will lose access to all vision benefits provided by the plan. If you cancel, some spectacle frame and lens brands may no longer be available to you or covered. You should submit a written cancellation request to VSP Member Services to formally cancel. Also, if you cancel the plan within 30 days of delivery, you can get a refund of the premium paid, minus a processing fee. Remember, unpaid premiums for 30 days can also result in cancellation of coverage automatically.

What is VSP Vision Care's Cancellation Policy?

VSP Vision Care membership cancellation depends on the type of plan. For employer-provided coverage, cancellation must be done through the employer's HR department. Individual plan members can manage changes or cancellations by logging into their VSP member account or contacting VSP customer service directly.

Do I Need My VSP Vision Care Password to Cancel?

To cancel your VSP Vision Care subscription, it appears you do not necessarily need your password if you choose to call their customer service. You can call VSP Member Services at 1-800-877-7195 to request cancellation, and they should be able to assist you via phone without requiring a password. However, if you want to manage your subscription online, including cancellation, you likely need to log in with your password. If you have forgotten your password, you can reset it here: https://www.vsp.com/forgot-login. This gives you phone option access without a password but also an online route if you prefer to manage it yourself.

Can I Get a Refund from VSP Vision Care?

We've actually written a step by step guide on how to get a refund from VSP Vision Care. Check it out!

How to Cancel Your VSP Vision Care Subscription (2026)

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Cancelling a VSP Vision Care subscription requires sending a cancellation letter and request for refund either by mail or fax. While the process is straightforward, it is not instant or digital-only, requiring some effort to prepare and send documentation, making it moderately difficult.

Disclaimer

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company's terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.

Find out how much you could save

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Savings over 5 years from cancelling your $15/month subscription

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-$0

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Frequently Asked Questions

The cancellation process typically takes about 25 minutes to complete. However, the actual time may vary depending on your account settings and whether you need to contact customer service. Most cancellations are processed immediately, but some may take up to 24 hours to take effect.

After canceling your VSP Vision Care subscription, you'll typically have access to the service until the end of your current billing period. You won't be charged for the next billing cycle, and your account will be deactivated once the current period ends. Make sure to download any important data before cancellation.

Yes, you can usually reactivate your VSP Vision Care account by logging back into your account and resubscribing. However, you may need to go through the sign-up process again and provide payment information. Some services may offer special reactivation deals for returning customers.

If you're unable to cancel VSP Vision Care online, contact their customer service directly using the phone number, email, or website provided above. You can also use our refund script to help you communicate effectively with their support team. In some cases, you may need to provide additional verification or documentation.