What is "ASB MASTERCARD"?
American Savings Bank (ASB) offers a range of banking services, like checking and savings accounts, loans, and credit cards. They help customers manage their money easily, and you might see them on your bills if you have a loan or credit card with them. Their ASB MASTERCARD statement descriptor usually appears on your billing statements, helping you identify transactions. Here's how that looks in detail:
- ASB: The merchant name or company identifier, indicating that the transaction is with ASB (could be a bank or business).
- MASTERCARD: The type of credit or debit card used for the transaction; in this case, it's a Mastercard.
Verify With Receipt
The best way to tell if this charge is fraudulent is to find the receipt. You may have an electronic copy of the receipt, which Chargeback can help you find by searching your email accounts.
Chargeback helps you identify unwanted subscriptions and charges, and help you fight them to get your money back.
Why do people get charges like this from American Savings Bank?
- Monthly Maintenance Fees: Many customers report regular charges for account maintenance or service fees.
- ATM Fees: Users mention being charged fees for ATM withdrawals from non-network machines.
- Overdraft Fees: Several experiences highlight charges incurred from overdrawing their accounts.
- Subscription Services: Some customers found unexpected charges linked to subscriptions they had forgotten about.
- Overseas Transaction Fees: Users noted extra fees applied to purchases made outside the U.S.
- Wire Transfer Fees: Charges for outgoing or incoming wire transfers are commonly reported.
- Check Processing Fees: Customers have encountered fees associated with check processing services.
- Paper Statement Fees: Users indicate charges for opting to receive paper statements instead of digital ones.
- Non-sufficient Funds Fees: Charges for transactions made when there werenāt sufficient funds in the account.
- Credit Card Fees: Customers have mentioned annual fees related to credit card accounts affiliated with the bank.
If I see this charge, what should I do?
If you see this charge and arenāt expecting it, you have various options.
First, try to contact the asbhawaii.com via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.
If the asbhawaii.com refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with asbhawaii.com, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.
If this sounds like too much of a hassle, you can have Chargeback do it for you.
American Savings Bank Customer Service Info
Disclaimer
Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.
The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.
Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.
Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a companyās terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.
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