Is COSMO AI fraud?

• Subscription Fees: Users may be charged regularly for subscription plans, including monthly or annual fees for premium access to features.
• In-App Purchases: Charges can occur from purchasing additional services or features within the app, such as enhancing capabilities or unlocking content.
• Trial Conversions: Many users have reported being automatically charged after a trial period ends unless they cancel their subscription in time.
• Multiple Accounts: Users might accidentally create multiple accounts, each incurring separate charges for subscriptions or features.
• Service Usage Fees: Charges may apply based on specific features used, such as custom AI models or higher usage limits beyond the free tier.
• International Fees: Users from different countries might face additional charges due to currency conversion or international transaction fees by their banks.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the cosmo.ai via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the cosmo.ai refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with cosmo.ai, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.