Is CREDIT UNION 1 fraud?

• Monthly Maintenance Fees: Some users report being charged regular maintenance fees on their accounts.
• ATM Withdrawals: Charges can occur when using ATMs outside of the credit union's network.
• Overdraft Fees: Customers may incur charges for overdrawing their accounts or linked services.
• Foreign Transactions: Users mention fees when making purchases in foreign currencies or using their cards abroad.
• Subscription Services: Some have noted charges from subscriptions linked to their accounts that they forgot about or did not cancel.
• Wire Transfers: Sending or receiving wire transfers may result in fees that users might overlook.
• Loan Payments: Users might see charges related to loan processing or late fees from missed payments.
• Service Charges: Various services like check orders or payment processing may incur additional costs that are automatically deducted.
• Account Closure Fees: Some have mentioned unexpected fees when closing accounts or withdrawing funds before a certain period.
• Card Replacement Fees: Users may be charged when requesting a replacement card due to loss or theft.

If you see this charge and aren’t expecting it, you have various options.

First, try to contact the creditunion1.org via one of the support methods we listed below and inquire about the charge. See if they will refund it and cancel any associated subscriptions you might have.

If the creditunion1.org refused to issue a refund or you cannot get in touch with the company, call your bank or financial institution and open a credit card dispute. Record screenshot evidence from your prior conversations with creditunion1.org, and use that to open your credit card dispute. Tell your bank or credit card issuer that you do not recognize the charge and do not recall signing up for the service.

If this sounds like too much of a hassle, you can have Chargeback do it for you.

Chargeback is an independent consumer resource that provides educational information to help users understand how to cancel, manage, or request refunds for various subscriptions. We are not affiliated with, endorsed by, or sponsored by any of the companies mentioned on this site. All trademarks, logos, and brand names are the property of their respective owners.

The information we provide is based on publicly available sources and user reports and may contain inaccuracies or become outdated over time. Our guides are intended for general informational purposes only and should not be relied upon as official company instructions or legal advice.

Consumers are solely responsible for reviewing their own contracts, terms of service, and refund or cancellation obligations before taking any action. Nothing on this site should be interpreted as legal, financial, or contractual guidance.

Chargeback does not encourage or condone disputing valid charges, misrepresenting transactions, or taking any action that could violate a company’s terms, service agreement, or applicable laws. We promote fair, transparent, and lawful communication between consumers and businesses.